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I just got a diamond!
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Congratulations! Now take steps to protect your investment. You’ll need to contact your insurance company and ask about a jewelry insurance policy. Most insurance policies are for replacement. This means the insurance company will replace a lost item with one of “like kind”. That’s why a highly detailed, accurate appraisal complete with photographs is essential—and required by insurance companies.
A diamond engagement ring appraisal should include around twenty pieces of information about your diamond and setting. The color grade, clarity grade, and the size of your diamond are important, but there’s much more to know before we can determine the true value of your diamond. Cutting quality is one of the most difficult things to determine, but it has a profound influence on diamond value. We assign a “cut quality” grade to all round diamonds, which is factored into the final value conclusion. The appraisal will confirm the quality characteristics of your diamond, verify the accuracy of any laboratory certificates, disclose artificial treatments, and reveal damage caused by a poor setting job. We know how important your engagement ring is and we’ll give you the information you need.
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